README

Requirements

PHP 8.1 and up.

Composer

To get started, install the package via the Composer package manager:

composer require dbt/moneris-api

Instantiation

Creating a new Moneris instance is quite easy and straightforward:

use CraigPaul\Moneris\Moneris;
use CraigPaul\Moneris\Values\Environment;

$moneris = new Moneris(
    id: 'store2',
    token: 'yesguy',
    environment: Environment::testing(),
    avs: true, // defaults to false 
    cvd: true, // defaults to false 
    cof: true, // defaults to false 
);

$gateway = $moneris->connect();

Or via the connect() static method:

use CraigPaul\Moneris\Moneris;
use CraigPaul\Moneris\Values\Environment;

$gateway = Moneris::connect(
    id: 'store2',
    token: 'yesguy',
    environment: Environment::testing(),
    avs: true, // defaults to false 
    cvd: true, // defaults to false 
    cof: true, // defaults to false 
);

Transactions

Making a purchase, preauthorizing a card, voiding a transaction, etc., is straightforward once you have your Gateway instantiated (see above).

Purchase

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->purchase($params);

Pre-Authorization

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->preauth($params);

Capture (Pre-Authorization Completion)

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->preauth($params);

$response = $gateway->capture($response->transaction);

Void (Purchase Correction)

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->purchase($params);

$response = $gateway->void($response->transaction);

Refund

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->purchase($params);

$response = $gateway->refund($response->transaction);

Card Verification

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->verify($params);

CVD and AVS

To take advantage of the Card Verification Digits and/or Address Verification Service provided by Moneris, you need to tell Moneris that upon instantiation (as shown above).

When making a CVD secured purchase, pre-authorization or card verification, you need to pass the following parameter to the Gateway method you are utilizing.

$params = [
    // `cvd` needs to be included in your transaction parameters.
    'cvd' => '111',
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => $this->visa,
    'expdate' => '2012',
];

$response = $gateway->verify($params); // could be purchase, preauth, etc.

When making an AVS secured purchase, pre-authorization or card verification, you need to pass the following parameters to the Gateway method you are utilizing.

$params = [
    // `avs_*` keys need to be included in your transaction parameters.
    'avs_street_number' => '123',
    'avs_street_name' => 'Fake Street',
    'avs_zipcode' => 'X0X0X0',
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => $this->visa,
    'expdate' => '2012',
];

$response = $gateway->verify($params); // could be purchase, preauth, etc.

Note: When making an AVS or CVD secured transaction, even if AVS or CVD fails, you will still have to void the transaction. There are two easy ways around this.

Verify the card first. Using this method, there is one additional caveat: Your verification transaction and purchase transaction must have different order_id parameters. One solution could be to prepend a specific prefix to the front of verification order ids.

$response = $gateway->verify($params);

if ($response->isSuccessful()) {
    $response = $gateway->purchase($params);
    
    if ($response->isSuccessful()) {
        $receipt = $response->receipt();
    } else {
        $errors = $response->errors;
    }
}

Void the transaction.

/** @var \CraigPaul\Moneris\Response $response */
$response = $gateway->purchase($params);

if (!$response->isSuccessful() && $response->getError()->isAvsOrCvd()) {
    $response = $gateway->void($response->getTransaction());
}

Credential On File

The credential on file is part of the new Visa requirements to pass the CVD/CVV2 data for transactions.

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'data_key' => $key,
    'payment_indicator' => 'U',
    'payment_information' => '2',
    'issuer_id' => $issuer_id // this is optional
];

$response = $vault->purchase($params); // could be purchase, preauth, etc.

Vault

The Moneris Vault allows you to create and maintain credit card profiles on the Moneris servers instead of your own. To access the Vault, you will need to have your instantiated Gateway (see above).

use CraigPaul\Moneris\Moneris;

$vault = Moneris::vault(
    id: 'store2',
    token: 'yesguy',
    environment: Environment::testing(),
    avs: true, // defaults to false 
    cvd: true, // defaults to false 
    cof: true, // defaults to false 
);

// Or if you already have the Gateway instantiated:

$vault = $gateway->cards();

// Or

$value = $gateway->vault();

Add a Card

Note: The expiry passed into the credit card is in the format of YYMM as that is how Moneris accepts it.

use CraigPaul\Moneris\CreditCard;

...

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);

Update a Card

In order to maintain your credit card profiles, Moneris will send back a unique key for the profile that will allow you to keep track in your own database. You can retrieve the key once you have received your Receipt (see more below)

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$card->expiry = '2112';

$response = $vault->update($key, $card);

Delete a Card

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$response = $vault->delete($key);

Attaching a Customer

In order to sync your customer information with the credit cards stored in the Vault, we can attach a basic Customer object to the CreditCard.

Add a Card

use CraigPaul\Moneris\Customer;

...

$params = [
    'id' => uniqid('customer-', true),
    'email' => 'example@email.com',
    'phone' => '555-555-5555',
    'note' => 'Customer note',
];

$customer = Customer::create($params);
$card = CreditCard::create('4242424242424242', '2012');
$card = $card->attach($customer);

$response = $vault->add($card);

Update a Card and Customer

use CraigPaul\Moneris\Customer;

...

$params = [
    'id' => uniqid('customer-', true),
    'email' => 'example@email.com',
    'phone' => '555-555-5555',
    'note' => 'Customer note',
];

$customer = Customer::create($params);
$card = CreditCard::create('4242424242424242', '2012');
$card = $card->attach($customer);

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$card->customer->email = 'example2@email.com';

$response = $vault->update($card, $key);

Tokenize a Previous Transaction

Used to create a credit card profile based on a previous transaction.

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'credit_card' => '4242424242424242',
    'expiry_month' => '12',
    'expiry_year' => '20',
];

$response = $gateway->purchase($params);

$response = $vault->tokenize($response->transaction);

Peek Into The Vault

If you have the need to look up the masked credit card number you can peek into the Vault.

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$response = $vault->peek($key);
$receipt = $response->receipt();

$masked = $receipt->read('data')['masked_pan'];

Retrieve Expiring Cards

This transaction can be performed no more then 2 times on any given calendar day as per the Moneris API.

$response = $vault->expiring();

Transactions

Credit cards stored in the Moneris Vault have a slightly different flow for purchasing and pre-authorization. Any of the other transactions work exactly the same as shown above.

Vault Purchase

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'data_key' => $key,
];

$response = $vault->purchase($params); //

Note: The Vault is used for the transaction here instead of the base Gateway object.

Vault Pre-Authorization

$card = CreditCard::create('4242424242424242', '2012');

$response = $vault->add($card);
$key = $response->receipt()->read('key');

$params = [
    'order_id' => uniqid('1234-56789', true),
    'amount' => '1.00',
    'data_key' => $key,
];

$response = $vault->preauth($params); //

Responses and Receipts

The Response and Receipt objects allow you to understand how everything went with your API call. After a transaction returns from being processed the Response will get validated and return all the relevant information for you.

Response

The information available to you on the Response object is as follows:

Transaction ErrorList

After validation a transaction, you can get a list of validation errors:

$errors = $response->transaction()->getErrorList();

Any errors that might occur during your transaction will be available from the returned ErrorList. You can then filter through them and deal with them as required.

use CraigPaul\Moneris\Validation\Errors\ErrorList

// The following example would be returned when you forget to set the `order_id` on your transaction. 

$errors = new Errorlist(
    new \CraigPaul\Moneris\Validation\Errors\NotSetError('order_id')
);

Moneris Errors

Errors that occur after submitting the Request will be set on the Request object.

$error = $response->getError();

If there are no errors, this will return null. Otherwise, you will get an instance of ResponseErrorEnum, an integer backed enumeration.

Success

$success = $response->isSuccessful();

The successful method simply lets you know if your transaction has been processed successfully.

Receipt

The Receipt object is your record of any information relevant to your transaction you have submitted. To retrieve your receipt once you have a response see the following.

$response = $gateway->purchase($params);

$receipt = $response->receipt();

Depending on that type of transaction, you will have different items on your Receipt that you have available to read.

$amount = $receipt->read('amount');

For a full list of possible readable receipt items, see below.

amount - The amount of the transaction. (string)
authorization - The authorization code for the transaction. (string)
avs_result - The avs result code for the transaction. (string)
card - The card type used for the transaction. (string)
code - The response code for the transaction. (string)
complete - Whether the transaction had completed correctly or not. (boolean)
cvd_result - The cvd result code.  (string)
data - The data related to the customer and card for the transaction. (array)
date - The date of the transaction. (string)
id - The Moneris id of the receipt. (string)
iso - The ISO code for the transaction. (string)
key - The data key used for vault transactions. (string)
message - Any relevant message provided for the transaction. (string)
reference - The reference number for the transaction. (string)
time - The time of the transaction. (string)
transaction - The Moneris id of the transaction. (string)
type - The transaction type. (string)

Change log

Please see CHANGELOG for more information on what has changed recently.

Contributing

Please see CONTRIBUTING for details.

Credits

License

Moneris API is open-sourced software licensed under the MIT license.

dbt / moneris-api

Maintainers

Details

README

Requirements

Composer

Instantiation

Transactions

Purchase

Pre-Authorization

Capture (Pre-Authorization Completion)

Void (Purchase Correction)

Refund

Card Verification

CVD and AVS

Credential On File

Vault

Add a Card

Update a Card

Delete a Card

Attaching a Customer

Add a Card

Update a Card and Customer

Tokenize a Previous Transaction

Peek Into The Vault

Retrieve Expiring Cards

Transactions

Vault Purchase

Vault Pre-Authorization

Responses and Receipts

Response

Transaction ErrorList

Moneris Errors

Success

Receipt

Change log

Contributing

Credits

License