README

Mortgage Rate reports weekly US fixed mortgage rates for 15-year and 30-year terms. Pass the loan term to get the latest percentage rate, survey date, and direction of weekly change, while paid plans add 4-week and 52-week changes, the 52-week high, low and average, and the last 52 weekly rates.

The Mortgage Rate API provides a simple, reliable way to integrate mortgage rate functionality into your applications. Built for developers who need production-ready mortgage rate capabilities without the complexity of building from scratch.

View API Details →

Available on:

Quick Start

Using JavaScript

async function callMortgageRateAPI() {
    try {
        const params = new URLSearchParams({
            type: '30year',
            changes: true
        });

        const response = await fetch(`https://api.apiverve.com/v1/mortgagerate?${params}`, {
            method: 'GET',
            headers: {
                'x-api-key': 'YOUR_API_KEY_HERE'
            }
        });

        const data = await response.json();
        console.log(data);
    } catch (error) {
        console.error('Error:', error);
    }
}

callMortgageRateAPI();

Using cURL

curl -X GET "https://api.apiverve.com/v1/mortgagerate?type=30year&changes=true" \
  -H "x-api-key: YOUR_API_KEY_HERE"

Get your API key: https://apiverve.com

📁 For more examples, see the examples folder

Installation

Choose your preferred programming language:

📦 NPM (JavaScript/Node.js)

npm install @apiverve/mortgagerate

View NPM Package → | Package Code →

🔷 NuGet (.NET/C#)

dotnet add package APIVerve.API.MortgageRate

View NuGet Package → | Package Code →

🐍 Python (PyPI)

pip install apiverve-mortgagerate

View PyPI Package → | Package Code →

💎 Ruby (RubyGems)

gem install apiverve_mortgagerate

View RubyGems Package → | Package Code →

🐘 PHP (Packagist)

composer require apiverve/mortgagerate

View Packagist Package → | Package Code →

🎯 Dart (pub.dev)

dart pub add apiverve_mortgagerate

View pub.dev Package → | Package Code →

🤖 Android (JitPack)

implementation 'com.github.apiverve:mortgagerate-api:1.0.0'

Package Code →

🐹 Go

go get github.com/apiverve/mortgagerate-api/go

Package Code →

Why Use This API?

Feature	Benefit
Multi-language SDKs	Native packages for JavaScript, Python, C#, Go, and Android
Simple Integration	Single API key authentication, consistent response format
Production Ready	99.9% uptime SLA, served from 24 global regions
Comprehensive Docs	Full examples, OpenAPI spec, and dedicated support

Documentation

🏠 API Home: Mortgage Rate API
📚 API Reference: docs.apiverve.com/ref/mortgagerate
📖 OpenAPI Spec: openapi.yaml
💡 Examples: examples/

What Can You Build?

The Mortgage Rate API is commonly used for:

Web Applications - Add mortgage rate features to your frontend or backend
Mobile Apps - Native SDKs for Android development
Automation - Integrate with n8n, Zapier, or custom workflows
SaaS Products - Enhance your product with mortgage rate capabilities
Data Pipelines - Process and analyze data at scale

API Reference

Authentication

All requests require an API key in the header:

x-api-key: YOUR_API_KEY_HERE

Get your API key: https://apiverve.com

Response Format

Every APIVerve endpoint returns the same envelope — check status, then read data:

{
  "status": "ok",
  "error": null,
  "data": { ... }
}

Example Response

A real response from the Mortgage Rate API:

{
  "status": "ok",
  "error": null,
  "data": {
    "rateType": "30year",
    "name": "30-Year Fixed Rate Mortgage",
    "term": 30,
    "type": "fixed",
    "country": "US",
    "year": 2026,
    "count": 1,
    "rates": [
      {
        "week": "2026-10-22",
        "rate": 7.32
      }
    ],
    "change1w": -0.08,
    "changeDirection": "down",
    "previousRate": 7.4,
    "previousDate": "2026-10-15",
    "change4w": 0.29,
    "change52w": 1.13,
    "high52w": 7.4,
    "low52w": 5.98,
    "average52w": 6.4423,
    "history": [
      {
        "week": "2025-10-30",
        "rate": 6.17
      },
      {
        "week": "2025-11-06",
        "rate": 6.22
      },
      {
        "week": "2025-11-13",
        "rate": 6.24
      },
      {
        "week": "2025-11-20",
        "rate": 6.26
      },
      {
        "week": "2025-11-26",
        "rate": 6.23
      },
      {
        "week": "2025-12-04",
        "rate": 6.19
      },
      {
        "week": "2025-12-11",
        "rate": 6.22
      },
      {
        "week": "2025-12-18",
        "rate": 6.21
      },
      {
        "week": "2025-12-24",
        "rate": 6.18
      },
      {
        "week": "2025-12-31",
        "rate": 6.15
      },
      {
        "week": "2026-01-08",
        "rate": 6.16
      },
      {
        "week": "2026-01-15",
        "rate": 6.06
      },
      {
        "week": "2026-01-22",
        "rate": 6.09
      },
      {
        "week": "2026-01-29",
        "rate": 6.1
      },
      {
        "week": "2026-02-05",
        "rate": 6.11
      },
      {
        "week": "2026-02-12",
        "rate": 6.09
      },
      {
        "week": "2026-02-19",
        "rate": 6.01
      },
      {
        "week": "2026-02-26",
        "rate": 5.98
      },
      {
        "week": "2026-03-05",
        "rate": 6
      },
      {
        "week": "2026-03-12",
        "rate": 6.11
      },
      {
        "week": "2026-03-19",
        "rate": 6.22
      },
      {
        "week": "2026-03-26",
        "rate": 6.38
      },
      {
        "week": "2026-04-02",
        "rate": 6.46
      },
      {
        "week": "2026-04-09",
        "rate": 6.37
      },
      {
        "week": "2026-04-16",
        "rate": 6.3
      },
      {
        "week": "2026-04-23",
        "rate": 6.23
      },
      {
        "week": "2026-04-30",
        "rate": 6.3
      },
      {
        "week": "2026-05-07",
        "rate": 6.37
      },
      {
        "week": "2026-05-14",
        "rate": 6.36
      },
      {
        "week": "2026-05-21",
        "rate": 6.51
      },
      {
        "week": "2026-05-28",
        "rate": 6.53
      },
      {
        "week": "2026-06-04",
        "rate": 6.48
      },
      {
        "week": "2026-06-11",
        "rate": 6.52
      },
      {
        "week": "2026-06-18",
        "rate": 6.47
      },
      {
        "week": "2026-06-25",
        "rate": 6.49
      },
      {
        "week": "2026-07-02",
        "rate": 6.43
      },
      {
        "week": "2026-07-09",
        "rate": 6.49
      },
      {
        "week": "2026-07-16",
        "rate": 6.55
      },
      {
        "week": "2026-07-23",
        "rate": 6.58
      },
      {
        "week": "2026-07-30",
        "rate": 6.66
      },
      {
        "week": "2026-08-06",
        "rate": 6.69
      },
      {
        "week": "2026-08-13",
        "rate": 6.67
      },
      {
        "week": "2026-08-20",
        "rate": 6.65
      },
      {
        "week": "2026-08-27",
        "rate": 6.66
      },
      {
        "week": "2026-09-03",
        "rate": 6.71
      },
      {
        "week": "2026-09-10",
        "rate": 6.76
      },
      {
        "week": "2026-09-17",
        "rate": 6.95
      },
      {
        "week": "2026-09-24",
        "rate": 7.03
      },
      {
        "week": "2026-10-01",
        "rate": 7.28
      },
      {
        "week": "2026-10-08",
        "rate": 7.4
      },
      {
        "week": "2026-10-15",
        "rate": 7.4
      },
      {
        "week": "2026-10-22",
        "rate": 7.32
      }
    ]
  }
}

Support & Community

🏠 API Home: Mortgage Rate API
💬 Support: https://apiverve.com/contact
🐛 Issues: GitHub Issues
📖 Documentation: https://docs.apiverve.com
🌐 Website: https://apiverve.com

Contributing

We welcome contributions! Please see CONTRIBUTING.md for guidelines.

Security

For security concerns, please review our Security Policy.

License

This project is licensed under the MIT License - see the LICENSE file for details.

Acknowledgments

Built with ❤️ by APIVerve

apiverve / mortgagerate

Package info

Security

Statistics

README

Quick Start

Using JavaScript

Using cURL

Installation

📦 NPM (JavaScript/Node.js)

🔷 NuGet (.NET/C#)

🐍 Python (PyPI)

💎 Ruby (RubyGems)

🐘 PHP (Packagist)

🎯 Dart (pub.dev)

🤖 Android (JitPack)

🐹 Go

Why Use This API?

Documentation

What Can You Build?

API Reference

Authentication

Response Format

Example Response

Support & Community

Contributing

Security

License

Acknowledgments